Fractional CFO And Controller Services In San Francisco And Nationwide

CFOs can improve your financial outlook and maximize company growth, but not every business needs to pay for a full-time chief financial officer. We help small-to-medium businesses, startups, and established corporations alike with outsourced fractional CFO services in the San Francisco area and throughout the US, and we would be happy to hear about your unique challenges. Our monthly bookkeeping and accounting advisory services allow us to gain an in-depth understanding of your company and its industry and hit the ground running to help you streamline business processes, capitalize on efficiencies, and grow your business.

Why Should You Consider a Fractional CFO or Controller for Your Company

CFO Expertise at a Fraction of the Cost

High salaries, bonuses, and benefits often make the hiring cost of an experienced CFO untenable. A fractional CFO offers the same high-level expertise, but on a part-time or contractual basis. In short, Lowden Financial is able to level the playing field by providing access to the same high-end CFO insights that larger companies pay a premium for, at a fraction of the cost.

Flexible Engagements Built For UniqueNeeds

Some businesses might not have a consistent demand for CFO-level insights. A fractional CFO can be engaged on an as-needed basis, be it for specific projects, during crucial financial periods, or during stages of rapid growth or change. Whatever the need, fill out our 'Contact Form' and we can work out a custom arrangement.

Experience With Other Businesses and Projects

Fractional CFOs who specialize in outsourced client work have experience at a variety of companies. Lowden Financial has experience in a multitude of industries including construction, manufacturing, banking, real estate, and fintech, among others, which allow us to bring a tremendous amount of perspective to the table when we engage in part-time CFO and controller contracts in San Francisco and nationwide.

How Can a Fractional CFO or Controller Help You?

Holistic Financial Strategy

After taking a comprehensive view of your company's finances, market trends, and industry insights, a fractional CFO or controller can design strategies for sustainable growth, capital allocation, and risk mitigation. They assist in determining profitable investment avenues, optimizing cash flows, and ensuring that financial resources align with the company's long-term vision. In short, this strategic financial planning and foresight positions a company for future success and profitability. We can work together on a 1-year plan, 3-5 year plan, and more.

Cash Flow Management

Cash flow, a phenomenon constantly on the mind of CEOs and business owners, may not be properly optimized if you don't have a CFO in place. We can offer insights into optimizing payment terms with vendors, streamlining operational costs, strategically timing major expenditures, and more. Furthermore, by forecasting cash flow trends based on market conditions and business activities, we can help your business plan for future financial needs.

Budgeting and Forecasting

We will examine your business's trajectory and the overall market landscape to help set realistic budgets and forecasts. We want to get your business on a path to maintaining profitability, and the outside perspective of a fractional CFO or controller will help you accomplish just that.

Financial Reporting and Capital Raising

Creating detailed, accurate, and actionable financial reports is a critical function. These reports offer insights into the company's financial health and inform decision-making processes. Accurate reports can also allow you to raise capital and in turn, help you grow your business.

Operational Efficiency

Are inefficiencies within your company costing a significant amount of money? Has your financial reporting been poor or inaccurate, leading to improper allocation of funds? From tax inefficiencies to operational issues, a fractional CFO and controller can help you right the ship.

Types of Businesses That Can Benefit From a Fractional CFO

Fractional CFO For Startups

Startups rarely have the budget for a full-time CFO, but they still need expert financial guidance, especially when scaling, seeking investments, or navigating the volatile initial years. Give me a call, and we can work out a reasonable and ideal agreement.

SMBs (Small to Medium Business)

Businesses often need help from a fractional CFO as they scale. Perhaps you are scaling from $1M in annual revenue to $4M, or maybe you're a $10M company doing your finances the same way you did in the early days. As a business owner, it may be time to hand the financial reins over to a fractional CFO who can take your business to the next level.

Companies in Transition

Businesses facing mergers, acquisitions, or even restructuring can benefit immensely from the strategic insights of a CFO. That's why a fractional CFO is a great decision -- you can set up a contract for the transition period without committing to a large annual salary.

Industries with Seasonal Variabilities

For industries with high seasonality, like tourism or retail, having a full-time CFO might not be cost-effective. A fractional CFO can provide expertise during peak seasons or crucial financial periods.

Contact Us About Fractional Controller and CFO Services in the San Francisco Bay Area and Nationwide

Let us put our broad range of expertise to work for your company. If you are curious about what it's like to work with a fractional controller or CFO, fill out our contact form or send us an email to get started!

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